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Muharram is married and lives in the Spitamen district. She's 52 and has a grown son who is already married with one child. Her husband and son currently work abroad while she lives with her daughter-in-law and grandchild.

Muharram has .2 hectares of land where she grows corn and grass and now she would like to start her own business buying and selling small livestock so she'll be able to help out her daughter-in-law. She plans to fatten up the livestock for two months and then sell them at the local market. She doesn't need feed because grass and corn grow on her land. She's seeking loan to buy calves start her business. She has faith in your support.
View original language description ↓
Мухаррам замужняя женщина, проживающая в районе Спитамен. Ей 52 года. У нее есть взрослый сын, который уже женат и имеет одного ребенка. В настоящее время муж Мухаррам и ее сын находятся на заработках за пределами страны. Мухаррам живет с невесткой и внуком. У Мухаррам имеется 0,20 га орошаемой земли, на которой она выращивает кукурузник и луг.
Сейчас Мухаррам имеет намерение начать новый бизнес. Она хочет заняться куплей и продажей крупного рогатого скота. В новой деятельности ей будет помогать невестка. Мухаррам планирует откармливать скот в течение двух месяцев и затем продавать на местном рынке. Она не нуждается в корме, так как на ее земли растет кукурузник и луг. Мухаррам запрашивает кредит, чтобы закупить бычков и начать деятельность. Она верит в Вашу поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Muharram to buy, fatten up, and sell her livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 27, 2013
Currency Exchange Loss:
Apr 16, 2014