A loan of $825 helped to purchase perfumes, costume jewelry, cosmetics and creams.


Genny Mariana's story

The "Productivo" (Productive) Communal Bank meets every 15 days in the Montecristi Canton. This canton is known for its rich precolonial culture and handicrafts, which are recognized nationally and internationally. The canton is home to the famous straw hats "Panama hats".

This is where Genny lives. She is 45 years old and lives in a common-law marriage. They have 5 children, aged 24, 22, 20, 18 and 13. The two elder children are married, the other three attend university or school. Genny's husband is a construction worker. Besides being a very good housewife, Genny sells school supplies and Avon and Yanbal products. These are beauty products, cosmetics, perfumes and ladies' fashion accessories. She sells door to door and also from her home, where she has glass cabinets to display her products. She also sells sandwiches and some candies. She works 3-4 days per week, mostly in the afternoons. She sells on credit and gets paid weekly. She has had this business for 8 years and she is doing very well. The products she sells the most are cosmetics and perfumes.

Genny will use this loan to buy perfumes, costume jewelry, cosmetics and creams, in particular those that are on special sale. She has been a member of the communal bank for 3 years and she likes it because of the support she receives. Her goal is for her children to become professionals.

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Translated from Spanish by Kiva volunteer Leticia Barbero


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