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The client lives in his own home with his father. He has for several years grown corn and beans, selling his crops to companies that buy and sell staple grains in his area. The client uses the income he earns from sales to help meet household expenses. He is requesting a loan for the purchase of manure, herbicides, fertilizers, seeds, etc., and to improve the land he farms, which is shown in the photo. The loan will help him continue to harvesting his crops and help meet his household expenses without difficulty.
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El cliente vive en casa propia con su papa, el se dedica a la agricultura siembra maíz y frijol desde hace varios años, comercializa sus productos en agencias de compra-venta de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos de su hogar, el cliente esta solicitando un crédito para la compra de abonos, herbicidas, fertilizantes, semillas, etc. y mejorar el terreno donde siembra que es el que muestra la fotografía, para poder seguir con sus cosechas y asi seguir ayudando en los gastos de su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 561
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to purchase manure, herbicides, fertilizers, seeds, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 10, 2013
Jun 27, 2013
Currency Exchange Loss:
Apr 16, 2014