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Elsa Cleotilde
Elsa, 52, has worked in agriculture for many years and her main crops are corn and rice; when the harvest is ready she stores it in the silos shown in the photo to subsequently sell in markets near her place of residence. With profits earned she’s able to cover household expense. She lives in her own house with her children. Elsa’s asking for a loan to be able to buy necessary supplies like fertilizer, manure, seeds, herbicide, etc. to continue planting and to be able to give her children better economic stability.
View original language description ↓
Doña elsa de 52 años de edad se dedica a la agricultura su principal siembra es el maiz y arroz desde hace varios años cuando su cosecha ya esta lista la almacena en los graneros que muestra la fotografía para luego salir a comercializarlos a los mercados que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar, vive con sus hijos en casa propia, doña Elsa está solicitando un crédito para poder comprar los insumos necesarios como: fertilizantes, abonos, semillas, herbicidas, etc. y asi seguir con sus siembras y poderle dar a sus hijos una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 460
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elsa Cleotilde to buy agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 5, 2013
Jun 27, 2013
Currency Exchange Loss:
May 18, 2014