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Tismayan Group
In this Group: Nimia Yolanda, Leyda Del Rosario, Reyna Isabel

Update on Tismayan Group

This group comprises three entrepreneurial members. One of them is 52-year-old Nimia who lives with her partner and has two adult children. Her business is selling milk, 'cuajada' (soft white cheese), cream, squash and plantains both from home and as an itinerant vendor in the streets of Masaya. Nimia has been in this business for 30 years. She is very well known in her town and community. She will invest her loan in buying milk, cuajada, cream, cheese, plantains, etc.

Reyna is another member of this group. She is 32 years old and her business is selling new clothing. Leyda is 35 years old and her business is also selling new clothing.
View original language description ↓
Este grupo está formado por tres socias emprendedoras una de ellas es Nimia mujer de 52 años, acompañada, con dos hijos mayores, su negocio es la venta de leche, cuajadas, cremas, pipianes, plátanos tanto en su domicilio como ambulante en las calles de Masaya, esta actividad la viene realizando desde hace 30 años es muy reconocida en el municipio y en su comunidad. El crédito lo invertirá en la compra de leche, cuajadas, cremas, queso, plátanos verdes etc. Reyna es una integrantes del grupo tiene 32 años y su negocio es la venta de ropa nueva, y Leyda tiene 35 años de edad y su negocio es la venta de ropa nueva también.

Previous Loan Details

The trio Tismayan is made up of three entrepreneurial, successful women. Nimia, one of the group members, is 51 and is married with three adult children. For the past 30 years she has operated a business selling milk, and has even employed four of her family members at different times to help wit... More from Tismayan Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Tismayan Group's $1,025 loan helped a member to invest in buying milk, cuajada, cream, cheese, plantains, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 27, 2013
Currency Exchange Loss:
Dec 20, 2013