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Elvia Leticia
Elvia, 25, is married and has a one-year-old son. They all live in Ojo de Agua, San Antonio Palopó canton, department of Sololá.

She says that she has a store at home, where she has been selling clothes and cosmetics for five years. Thanks to God, her business is prosperous because she offers a wide variety and her customers do not have to go somewhere else to find them. Through this business, she makes enough to cover the home expenses.

Elvia is requesting a loan of Q 5,000 [GTQ] to buy clothes, cosmetics and school supplies, in order to offer a better service to her clients. Her dream is to expand her business and improve her family’s living conditions with the profits.
View original language description ↓
Elvia es una señora casada de 25 años de edad, tiene 1 hijo quienes viven en el Cantón Ojo de Agua San Antonio Palopo, Sololá.
Ella cuenta con una venta de ropa y cosméticos en donde vive, la cual lleva 5 años de tener su negocio y gracias a Dios todo le ha ido bien porque les ofrece variedad de productos a sus clientes, sin que ellos tengan la necesidad de viajar a otro lugar. A través de lo que realiza obtiene ingresos y ganancias aceptables para cubrir los gastos familiares.
Ella está solicitando un préstamo de Q 5,000.00 para la compra de productos como ropa, cosméticos y útiles, de esta manera podrá ofrecerles un mejor servicio a sus clientes.
Su sueño es que su negocio crezca y con lo que le genere, mejorar las condiciones de vida de su familia.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 52
    View loans »
    Guatemala Loans Fundraising
  • $12,573,175
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Elvia Leticia to buy clothes, cosmetics and school supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jun 27, 2013
Currency Exchange Loss:
Apr 17, 2014