Inkeida, a mother of two children who are eight and five years old, is in her mid-thirties and is married. She and her family live in the rural northeast part of the country where winters are extremely cold and snowy most of the time. Almost every villager has animals and is involved in seasonal agricultural activities. Usually what they get from all this is food and, if weather permits and doesn’t ruin their plantations, they can sell some produce to generate an income.
Kindly note that the photo is a bit blurry due to the lack of light inside the stable; yet, Inkeida wanted to be photographed there with her animals.
More information about this loan
This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
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