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Kosal's Group
In this Group: Kosal, Sokha
A young married mother in late 20s, Kosal is a resident from Ek Phnom district of Battambang Province. She has two children who are currently in school. She strives for a living through 1 hectare of rice farming as the core income-generating activity and catches fish for resale as the supplementary income. She has occupied this business for five years, earning about 20,000 KHR (Cambodian riels) per day.

This is the fourth cycle loan for Kosal with VisionFund (Kiva’s partner). After the successful past loan, which she has fully repaid, she managed to support her living conditions better than before. Now, she forms a group of two female members to apply for a new loan. She and her joint member are seeking 1,000,000 KHR and 1,200,000 KHR, respectively. As the leader, she will use her portion to pay for plowing fees and to buy potash for her crop. She hopes that she can boost her crop productivity, so she can make income to expand her business on a larger scale.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,086.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosal's Group's $550 loan helped a member to pay for plowing fees and to buy potash for her crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2013
Jun 28, 2013
Currency Exchange Loss:
Jun 17, 2014