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Sokhoern is a 42-year-old, rural villager from Kandal province's Ponhea Leur district. She has four dependent children, all of whom are still in school. Sokhoern has earned a living through farming rice on 3-hectares of farmland. Having engaged in this business for 20 years, Sokhoern is able to save up to five US dollars per day from her current business, after deducting the expenses.

This is the second-cycle loan for Sokhoern with Kiva's partner, VisionFund. The past loan, which she successfully paid back, has helped her to sustain her living conditions as well as her business in a gradual manner. This cycle she is applying for an educational loan to cover the entire tuition for her daughter, a 21-year-old freshman in a local university who is specializing to be a midwife. She hopes that this loan will enable her daughter to obtain a higher education and end up with a good job after graduation in order to support the family.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 148
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Sokhoern to cover her daughter’s university tuition.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 28, 2013
Currency Exchange Loss:
Jun 17, 2015