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Hay's Group
In this Group: Hay, Bol
Hay, 48, lives in a rural village in the Battambang Province’s Moung Russey District. She is the married mother of eight children, two of whom are dependents who are still in school. Her family’s income comes from leasing a rice paddy of 1.5 hectare. She has been in this business for ten years to make a living. From her current business, she can earn about 15,000 KHR per day and manage to save about 10,000 KHR per day for her future needs.
Hay has been with VisionFund for four cycles and has fully repaid her past loans. She has successfully used it to better support her living. Now leading her group to ask for a loan, Hay who, the leader, is going to use her portion to buy fertilizer and pesticide for her farmland. With this loan, she hopes to extend her farmland to increase her business so she can earn more income to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,086.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hay's Group's $125 loan helped a member to buy fertilizer and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 28, 2013
Currency Exchange Loss:
Jun 17, 2014