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Vallecito De Paucona Group
In this Group: Luis Alberto, Valentin Cristobal, Felipe Santiago, Aniceto, Lucia, Gavina, Leandro, Esteban, Luisa*, Dolores, Sebastiana, Gregoria, Policarpo, Paula*, Hilda, Demetrio, Anselma, Alicia
* not pictured
Lucia is 45 years old and married. She is a responsible and friendly person who helps her family progress. She lives in the community of Paucona in the district of Colquepata where she goes about her daily work. She works in farming, ranching, selling vegetables, and raising small animals. She has several farm lands where she plants different crops such as potatoes, barley, corn, and others. For this opportunity, she needs a loan to purchase seeds and fertilizer.

A group of neighbors and friends formed the Vallecito de Paucona Communal Bank in the district of Colquepata. This communal bank is composed of several people who are looking at every moment for opportunities to move forward, and with their daily effort, secure a better future for their children. The members work in farming, ranching, selling food, fattening pigs, and raising small animals. The members are grateful for the opportunity provided and promise to make their payments on time and in the agreed upon manner. (The person in the inset photo asked permission to not be present at the meeting.)

(In the district of Colquepata, and in the province of Paucartambo, department of Cusco)
View original language description ↓
Lucia tiene 45 años de edad y tiene una relación de unión libre, ella es una persona responsable y amable que saca adelante a su familia, ella vive en la comunidad de Paucona en el distrito de Colquepata y donde realiza sus actividades diarias, ella se dedica a la agricultura, a la ganadería, a la venta de hortalizas y a la crianza de animales menores, ella tiene varios terrenos de cultivos donde siembra diferentes productos como por ejemplo papa, cebada, maíz y otras cosas. Ella en esta oportunidad requiere el préstamo para comprar semillas y fertilizantes.

Un grupo de vecinos y amigos formaron el banco comunal “Vallecito de Paucona” en el distrito de Colquepata. Este banco comunal está conformado por varias personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios se dedican a la agricultura, a la ganadería, a la venta de comestibles, al engorde de ganado y a la crianza de animales menores. Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos. (La foto de la persona que aparece en la parte inferior de la fotografía pidió permiso para no estar presentes en la reunión).

(En el distrito de Colquepata y está dentro de la provincia de Paucartambo del departamento del Cusco).

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Vallecito De Paucona Group's $6,475 loan helped a member purchase seeds and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 26, 2013
Currency Exchange Loss:
Jan 17, 2014