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Apu Condorsencca Group
In this Group: Julia, Rosa, Francisco, Beatriz, Santos, Ernestina, Aniceto, Maria Elena, Esmeralda, Valentina, Mario
Julia is 32 years old and is in a common-law marriage. She is a responsible and kind person who works to provide for her family. She lives in the community of Ccachupata, and this is where she carries out her daily activities. She cultivates crops and raises cattle and other livestock such as guinea pigs and hens. She has some lands where she cultivates potatoes, barley, corn, and other crops. At this time, she needs a loan to buy seeds and guinea pigs.

A group of friends and neighbors formed the communal bank "Apu Condorsencca” in the Paucartambo district. This communal bank is made up of various people who are constantly seeking opportunities to get ahead, and with their daily efforts they are providing a better future for their children. The members of the group work in agriculture, animal husbandry, food sales, fattening cattle, and raising small animals. The members are grateful for the opportunity that is being provided, and they pledge to comply with the payment terms on their loans.

(The district of Paucartambo is part of Paucartambo province in the department of Cusco).
View original language description ↓
Julia tiene 32 años de edad y tiene una relación de unión libre, ella es una persona responsable y amable que saca adelante a su familia, ella vive en la comunidad de Ccachupata y donde realiza sus actividades diarias, ella se dedica a la agricultura, ganadería y a la crianza de animales menores como cuyes y gallinas, ella tiene varios terrenos de cultivos donde siembra papa, cebada, maíz y otras cosas. Ella en esta oportunidad requiere el préstamo para comprar semillas y cuyes.

Un grupo de vecinos y amigos formaron el banco comunal “Apu Condorsencca” en el distrito de Paucartambo. Este banco comunal está conformado por varias personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios se dedican a la agricultura, a la ganadería, a la venta de comestibles, al engorde de ganado y a la crianza de animales menores. Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

(En el distrito de Paucartambo esta dentro de la provincia de Paucartambo del departamento del Cusco).

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 71
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Apu Condorsencca Group's $4,175 loan helped a member to buy seeds and guinea pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 26, 2013
Currency Exchange Loss:
Jan 17, 2014