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Lucio, 55, is married and has two children. He lives with his wife and two children. The first one is 12 and the second one is 9 years-old. He learned his occupation in his youth and it’s been his and his family’s source of support. He has quite a bit of experience in construction work because of the long time he’s been doing it. In addition to construction work he also works in agriculture to provide his home with needed food. He buys his supplies for production in the nearest town located to the east of his house at a distance of about 1.5 kilometers. To do so, he must walk or use the most common means of transportation (horse). This somewhat limits his ability to transporting his supplies to his house.

The loan he’s asking Fundación Campo for is to buy 2000 roof tiles to repair his house. He will use the rest to buy agricultural supplies: three sacks of manure and herbicide for the grass because this is the rainy season and it gets wet. This is why he’s asking Fundación Campo for a loan so that he can have the necessary resource that’s difficult for him to have on his own so that he can proceed with his improvement project.

He comments that with this financing he will be able to improve his and his family’s life, especially his children’s guaranteeing their health and the other investment will guarantee their food. He hopes to do well by the institution, to leave an excellent credit history that will be useful for him to continue working and to his children when they are adults.
View original language description ↓
Lucio tiene 55 años de edad, es casado y tiene dos hijos. Vive junto a su esposa y sus dos hijos, el primero de 12 años de edad y la segunda de 9 años. Aprendió el oficio desde su juventud, lo cual ha sido un medio de subsistencia para él y su familia , posee mucha experiencia como albañil debido a la gran cantidad de tiempo que posee de ejecutarla , aparte de la albañilería él se dedica a la agricultura para llevar el alimento necesario a su hogar. Compra sus materiales para la producción en el pueblo mas cercano que se ubica al costado oriente de su casa de habitación a una distancia aproximada de 1.5 kilómetros, para lo cual tienen que desplazarse caminando o en su medio de trasporte mas común (caballo), esto les limita un poco para poder trasladar sus insumos hasta su casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar 2000 tejas para reparar su casa, el resto será invertido en compra de insumos para la agricultura como son 3 sacos de abono, herbicidas para la hierba. Actualmente, se esta en época lluviosa y se moja, para lo cual esta solicitando un crédito a la fundación campo y poder obtener el recurso necesario que por cuenta propia se le dificulta poder tener y realizar su proyecto de mejora.

El cliente comenta que con este financiamiento podrá mejorar su vida y la de su familia especialmente la de sus hijos, garantizaría salud para sus hijos y con la otra inversión en insumos garantiza la alimentación.

El cliente espera salir bien con la institución, dejar un excelente historial que le sirva para continuar trabajando y a sus hijos cuando sean adultos.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $29,653,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Lucio to buy building supplies and agricultural supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 26, 2013
Currency Exchange Loss:
Mar 17, 2014