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Abdulai's Group
In this Group: Abdulai , Musu , Mohamed Lamin, Mohamed S., Moses Tommy, Mohamed A., Musa , Milton James, Faud Mohamed, Margaret , Claude S.
Salone Microfinance Trust (SMT), a partner of in Makeni, northern Sierra Leone, is pleased to present to you this group of teachers from Kenema, in eastern Sierra Leone. Teachers of this school have come to SMT for a loan of 14,000,000 Sierra Leonean Leones (SLL) in order to improve their standards of living. Some of them will use this loan to buy house-building materials, some to buy pieces of furniture, others to pay school fees for their children. At the end of each month, the school’s bursar is directly responsible for deducting their repayment amounts and pays SMT/Kiva lenders. This is the first loan that this group has applied for from SMT/Kiva lenders.

Abdulai is the featured leader of this group of teachers, and he has been in the teaching profession for 31 years now. The 51-year-old was born in Jojoima, in eastern Sierra Leone. He is married to a trader and they both have 4 children, 2 of which are in college. Abdulai has requested this loan in order to buy house building materials like cement, iron corrugated zinc, etc. for the construction of a dwelling house for his family.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,338.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Abdulai's Group's $3,250 loan helped a member to buy house building materials like cement, iron corrugated zinc, etc. for the construction of a dwelling house for his family.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 28, 2013
Currency Exchange Loss:
Mar 20, 2014