A loan of $1,200 helped to buy fertilizer to use in cultivating his land.


Arsen's story

Arsen is 46 years old, and he lives with his big and lovely family, in the village of Varser. Varser is in Gegharkunik region. Arsen and his wife do their best and work hard for their family's well-being. They have three children -- two daughters who are already students, and a school-aged son.

For many years, Arsen and his family lived in Poland, where he had some business but very little income. The low income made them decide to return to their homeland. Today Arsen owns a plot of land, on which he cultivates potatoes and grain. He also has a big and rich farm; he keeps two cows, one heifer, two calves, two pigs, ten sheep, eight lambs and fifty chickens. All these he has earned during several years, by devoting himself to his work.

Arsen asks a loan of 500,000 Armenian drams, which he will use to buy fertilizer for his land. He hopes very much that this support will be the beginning of future cooperation, between him and Kiva lenders.



Loan details


Lenders and lending teams



Loan details