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Pha's Group
In this Group: Pha, Nhor, Cheng
Pha is in her late 30s, and the widowed mother of three kids who are working for others for a fee. She lives in Kampong Cham province’s Tbaung Khmum district, where she does rice cropping. Her ten years of experience in her current business has earned her about 11,000 KHR per day.

With this new loan, Pha will be a fourth-time borrower with VisionFund (Kiva’s partner). She leads a group of three members; the other two fellow group members are third-cycle clients. The past loans have supported her business well.

The total amount of her new group loan is 2,700,000 KHR. As the leader, she will spend her loan portion of 1,400,000 KHR to pay a plowing fee.

She hopes she can improve the living conditions of her family in a great place.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,769,850
    Funds lent in using Kiva
  • 4,086.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pha's Group's $675 loan helped a member to pay a plowing fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 28, 2013
Currency Exchange Loss:
Jun 17, 2014