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Khim's Group
In this Group: Khim, Nhek
Khim is 35 years old and a local villager from Kandal Province. She takes care of one daughter who is still in school. Nowadays, the household income consists of her wages working at a factory and the rice farming business managed by her husband. She helps with the family’s business during her spare time. She has been involved in this business for five years. With VisionFund (Kiva’s partner), Khim has taken out four loans and repaid back her past loans with success. She wisely utilized her previous loans to support her business and make good progress. Now, she leads a group of two to apply for a new loan. Khim, the group leader, will spend her loan portion to buy rice seed, insecticide, and to pay the plowing fee. She hopes that she can produce a good crop and make a good profit.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 169
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,099.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khim's Group's $500 loan helped a member to buy rice seed, insecticide, and to pay the plowing fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 28, 2013
Currency Exchange Loss:
Apr 16, 2014