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Oem's Group
In this Group: Oem, Moeurn
A mother of seven, Oem is a 52-year-old villager from the Dambae district of Kampong Cham province. Her one-hectare cassava farm, which is the family's main source of income, yields her about 23,600 KHR per day. The family also receives money from some of her children who work for others.

Oem's previous loan from Kiva's partner VisionFund, which helped support her agribusiness, has been repaid and now, as part of a group of two, she is requesting a new one. She is seeking 500,000 KHR to pay for labor costs involved in spraying insecticide, plowing, and hoeing weeds for her cassava farm, while her co-borrower is applying for 1,200,000 KHR.

Oem hopes to earn more income from her current business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,099.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Oem's Group's $425 loan helped a member to pay for labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2013
Jun 28, 2013
Currency Exchange Loss:
Feb 19, 2014