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Gladys is 20 years old and lives in Imperial, a city with a varied climate whose development is based on agriculture, particularly the cultivation of asparagus and cotton, among other things. Gladys is mother to two five-year-old children who she loves very much, and she works very hard to be able to give them a better future and above all a decent life. Due to her limited economic resources, she was only able to stay in education until the fourth grade of secondary school, but she would have liked to have studied nursing.

Gladys works every day in a small shop selling fruits, in particular melons. With the money she earns she is able to pay the household expenses. She works around nine hours a day and serves about 15 customers a day. She believes that she does well in her job because she is friendly to customers.

Gladys is very grateful to the Kiva lenders; thanks to their help she will be able to buy a freezer as she currently doesn't have one and sometimes her fruit goes bad because she can't keep it in the right conditions. By having somewhere to properly store her fruit she will be able to increase her profits and thereby continue everyday to fight to make her biggest dream come true: to give her children a profession and be the owner of a big business.
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Gladys tiene 20 años de edad, vive en la ciudad de Imperial, ciudad de clima variado, se desarrolla la agricultura, en especial el cultivo de esparrago, algodón, entre otros. Gladys es madre de 2 hijos, los cuales tiene 5 y años de edad y a quienes quiere muchísimo y por los cuales trabaja muy duro para poder brindarles un futuro mejor y sobre todo poder ofrecerles una vida digna. Debido a sus pocos recursos económicos ella solo ´pudo estudiar hasta el cuarto grado de educación secundaría, pero le hubiera gustado estudiar la carrera de enfermería.

Día a día Gladys trabaja en su pequeño negocio de venta de frutas, especialmente melones, con el fruto de su trabajo puede solventar los gastos de su hogar, es por ello que Gladys trabaja alrededor de 9 horas al día y puede atender hasta 15 clientes diariamente; ella cree que está saliendo adelante porque es amable con los clientes y sobre todo porque quiere salir adelante.

Gladys esta muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una congeladora para la compra de una congeladora ya que actualmente no cuenta con una y en ocasiones la fruta se estropea porque no puede guardarla en un lugar adecuado, de estas manera ella podrá tener un lugar adecuado para la conservación de las frutas y poder mejorar sus ingresos, así ella podra seguir luchando cada día para poder hacer realidad su mas grande sueño:” Darle una profesión a sus hijos y poder ser una gran empresaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD