Every day, Krull works as a construction operator, and he works about 9 hours per day. With the fruits of his labor, he supports his parents with household expenses. Krull believes he is moving forward because he is very responsible and dedicated.
Krull is very grateful for Kiva loans. Thanks to the help they have given him, he will be able to buy a gas stove for his mother, who currently has a kerosene stove. In this way, he will be able to improve her quality of life and continue fighting to be able to realize his biggest dream: to finish building his mother's house and be able to study at a university.
Cada día Krull trabaja como operario de construcción, el trabaja alrededor de 9 horas al día y con el fruto de su trabajo apoya a sus padres con los gastos del hogar; Krull cree que esta saliendo adelante porque es muy responsable y dedicado.
Krull esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar una cocina a gas para su madre ya que actualmente tiene una cocina a kerosene, de esta manera podrá mejorar su calidad de vida y seguir luchando para pode hacer realidad su más grande sueño:” Terminar de construir la vivienda de su madre y poder estudiar una carrera universitaria”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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