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Jose Luis
Jose is 44 years old. He is a very hardworking man, and because of this, day after day he tries to get by in his small business as a construction worker and painter, since Jose is the father of a 17-year-old son, whom he loves very much; and above all, he makes sacrifices to be able to give him a decent life and also to be able to give him better opportunities than he had.

This is why Jose is very grateful to Kiva lenders, because thanks to their great support he will be able to buy a compressor, which is very useful in his work. Currently he has to rent it, and by buying it he will be able to increase his income and do his work better, which will allow him to continue to strive to make his biggest dream a reality: “To give his son a trade and to be able to have a great business.”
View original language description ↓
Jose tiene 44años es un hombre muy trabajador y por ello día a día se esfuerza por salir adelante en su pequeño negocio como albañil y pintor, ya que Jose es padre de un hijo de 17 años de edad, al cual quiere muchísimo y sobre todo se sacrifica para poder darles una vida digna y también para poder brindarle mejores oportunidades que las que el tubo.

Es por ello que Jose está muy agradecido con los prestamistas kiva ya que gracias a su gran apoyo el podrá comprar una compresora, ya que es de mucha utilidad en su trabajo y actualmente tiene que alquilarla, de esta manera Jose podrá mejorar sus ingresos y podrá cumplir mejor su trabajo, lo que le permitirá seguir luchando para poder hacer realidad su más grande sueño:” Darle una profesión a su hijo y poder tener un gran negocio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD