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Juan Eduardo
Juan is a 25 year old young man who lives in the city of Ica. The city is known for its warm and welcoming climate. It possesses various tourist attractions like the “Laguna de Huacachina”, the Ica lake. It is also well-known for cultivating grapes and cotton, among others.

Juan is a young man with a great desire to get ahead. That is why, with great effort, he managed to study the career of administration. Thanks to this, he managed to get employment at an institution in his city. With the fruit of his work, he is able to support his parents. Juan believes that he is getting ahead because he is responsible.

Juan is very grateful to the Kiva lenders. Thanks to their great help he will be able to buy materials to improve his parents’ house. Currently the door is made of corrugated metal, and it is not very safe. This way he will be able to give his parents a better quality of life. He will also be able to continue struggling to be able to make his biggest dream a reality, to have his own company and to be a great businessman.
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Juan es un joven de 25 años de edad, vive en la ciudad de Ica, ciudad caracterizada por su clima cálido y acogedor, asimismo posee varios atractivos turísticos como la “Laguna de Huacachina”, la bocatoma del inca y también es muy conocida por el cultivo de la uva, el algodón, entre otros. Juan es un joven con muchas ganas de salir adelante, es por ello que con mucho esfuerzo logro estudiar la carrera de administración y gracias a ello logro conseguir empleo en una institución de su ciudad, así con el fruto de su trabajo puede apoyar a sus padres; Juan cree que está saliendo adelante porque es responsable.

Juan está muy agradecido con los prestamistas kiva ya que gracias a su gran ayuda el podrá comprar materiales para mejorar la vivienda de sus padres, ya que actualmente la puerta es de calamina y no cuenta con mucha seguridad, así el podrá darle una mejor calidad de vida a sus padres y seguir luchando para poder hacer realidad su más grande sueño:” Tener su propia empresa y ser una gran empresario”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD