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Lorena Del Carmen
Lorena is 34 years old and works in agriculture, growing corn and sorghum. She has done this activity for 14 years and this is how she makes a living. She is a hard-working, responsible woman who is well-known in the region for her good heart and kindness to others. As this is the sowing season, she has made the decision to start preparing. This is why she decided to request this new loan from Integral to invest in buying seeds, compost, insecticides, etc.

Her biggest dream is for her harvest to be abundant and better than previous ones, since this is how she supports her family. She trusts in God because with his help, dedication and effort she will achieve her dream of improving her and her family's quality of life.
View original language description ↓
Lorena de 34 años de edad se dedica a la agricultura, a la siembra de maíz y maicillo. Se ha dedicado a esta actividad durante 14 años de su vida y es así como se gana el pan de cada día. Ella es una mujer trabajadora, responsable y muy conocida en la zona por su enorme corazón y amabilidad para con los demás. Debido a que ya es temporada de siembra tomo la decisión de comenzar a prepararse. Es por esa razón que ha decidido solicitar este nuevo crédito a INTEGRAL para invertir en la compra de semillas, abonos, insecticidas, etc. Lo que más desea es que su cosecha sea abundante y mejor que las anteriores, ya que esta es la forma en que ella consigue el sustento para su familia. Confía en Dios que con su ayuda, su dedicación y empeño en el trabajo lograra el sueño de mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 489
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Lorena Del Carmen to buy compost, fertilizer, seeds, pesticides, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 15, 2013
Jun 26, 2013
Currency Exchange Loss:
Apr 16, 2014