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The client has made a living in agriculture for several years. Her main crops are corn and beans. She markets her products to bulk grains buying and selling agencies. With the profits that she makes, she helps with the home expenses. She lives in her own home with her family.

The client is requesting a loan to buy manure, seeds, fertilizer, herbicide, and everything else that is necessary for the harvests. She hopes to make better profits and to give her family a better sense of economic stability.
View original language description ↓
La clienta se dedica a la agricultura desde hace varios años su principal siembra es el maíz y el frijol, comercializa sus productos en agencias de compra-venta de granos básicos con las ganancias que obtiene ayuda en los gastos de su hogar vive en casa propia con su familia, la clienta esta solicitando un crédito para poder comprar abonos, semillas, fertilizantes, herbicidas y todo lo necesario para sus cosechas y asi obtener mejores ganancias para darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to buy manure, seeds, fertilizer, and herbicide.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2013
Jul 11, 2013
Currency Exchange Loss:
Apr 16, 2014