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Sonia Del Carmen
45-year-old Sonia lives with her life partner and their three children. She is a farmer who grows corn and sorghum. She has been in this line of work for many years and has gained very valuable experience which enables her to achieve the best harvests. Sonia's farmland is located in an agricultural area. She sells her produce in neighboring areas and has a lot of regular customers who like to buy from her because her produce is good quality, she sells it at really affordable prices and her customer service can't be beat. In addition to her farm work, Sonia also has a small store in her home which provides her with extra income with which to support her household. Sonia is a woman who is dedicated to her work. She is always ready to work hard to achieve success. She would like to make the most of the growth of her business to increase her production and thereby make more profits. She needs to invest in inputs, for which she needs capital. She is requesting a loan from Integral so that she can buy corn and sorghum seed, fertilizers, insecticides, tools, etc. This will allow her to improve the land where she grows her crops (the land shown in the photo). She will be able to achieve even better harvests which will give her good profits and enable her to improve her family's financial stability.
View original language description ↓
Doña sonia de 45 años de edad vive junto a su compañero de vida y sus tres hijos; ella se dedica a la agricultura específicamente al cultivo de maíz y sorgo, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, adicional a su trabajo en el campo también en su vivienda posee una pequeña tienda que le da ganancias extras para el mantenimiento del hogar; doña Sonia es una mujer dedicada a su labor, luchadora siempre dispuesta a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, sorgo, abono, insecticida, herramienta, etc. y mejorar el terreno donde siembra que es el que muestra la fotografía para obtener mejores cosechas que le den buenas ganancias para darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sonia Del Carmen to buy seeds, fertilizers, compost, herbicides, etc. to improve her land.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 15, 2013
Jun 26, 2013
Currency Exchange Loss:
Jan 25, 2014