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Jose Alfredo
Jose is forty-four years old and lives in his own home with his wife and four children. He has a store where he sells basic need items, like beans, milk, eggs, bread, and other products. He has had this business for seven years, and it has given him sales experience. This has allowed him to obtain the best profits. The store is located in his home, which is in a well-travelled area. He is well-known among the neighbors in the area, and has gained a lot of customers because his store is well-stocked.

He wants to grow his business and make a new investment, but he needs capital. For this reason, he is requesting a loan. The loan will allow him to buy what is necessary for his store. He is sure that he will pay off the debt, and he trusts that he will be able to give his family a better quality of life.
View original language description ↓
Don jose de 44 años de edad vive en casa propia con su esposa y sus cuatro hijos, el posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene 7 años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicado en el lugar de su residencia en una localidad muy transitada, es muy reconocido por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, el quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $29,637,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Alfredo to buy beans, milk, eggs, bread, etc.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jun 8, 2013
Jun 25, 2013
Currency Exchange Loss:
Aug 23, 2014