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This borrower lives in the Paraiso neighborhood of Guayaquil. She started with a small stationery store set up in the front of her house, and gradually improved what she sold, and in this way her business started to prosper.

Now she works from the early morning hours selling detergents from $1.25, toilet paper from $1.30, notebooks, and pens. One of the difficulties she faces is that she is a disabled person who is not able to work at 100%.

She has a lot of ambitions for her business, and so she wants a loan to buy notebooks, pens, stationery, toys, etc.
View original language description ↓
La cliente vive en la zona del Paraíso. Comenzó con una papelería pequeña en la parte delantera de su casa, poco a poco fue mejorando lo que vendía y así comenzó a prosperar en su negocio.

En la actualidad trabaja desde muy temprano vendiendo detergentes desde $ 1.25, papel higiénico desde $ 1.30, cuadernos, plumas. Una de sus dificultades es que es una persona con una discapacidad y esto hace que no trabaje al 100%.

Ella tiene muchas aspiraciones con su negocio por eso quiere el préstamo para comprar cuadernos, plumas, papelería, juguetes etc.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped this borrower to buy notebooks, pens, stationery, and toys.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 25, 2013
Currency Exchange Loss:
Aug 2, 2014