A loan of $550 helped to purchase clothes, accessories, and cosmetic jewellery.


Elvia Patricia's story

Elvia, the mother of an eleven-month old baby, is a hard-working woman who lives in the municipality of San Juan Nepomuceno in the Department of Bolivar.

She owns her own business. Before starting her business she worked in a store that sold clothes, accessories and cosmetic jewellery in general. This was an important experience that enabled her, last year, to start her own business offering the same products to earn an independent income to support her son.

Her greatest challenge is acquiring sufficient working capital to invest because she sells to her clients on credit and the recovery of her financial investment does not allow her to grow quickly. This is why she is turning to Kiva. This is her first loan through the Fundación Mario Santo Domingo. With it she will buy clothes, accessories and cosmetic jewellery in addition to the orders that her customers have placed.

Her goal is to continue working hard to get ahead, to have her own premises beside her house so she can tend to her son and to household chores with greater facility, while, at the same time, selling and earning an income to support her son.

The success of the investment consists in that she will invest in products that are in demand, and also in that she is very selective with her clients. She will also have the opportunity to increase the volume of her purchases, to obtain competitive prices, which she will pass on to her customers to keep them interested in buying. This way she will continue earning an income to support herself.

Translated from Spanish by Kiva volunteer Amy Huras



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