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Japalante Ndiolofene Group
In this Group: Penda , Fatou , Ndiapète , Coumba , Khady
The loan group "JAPALANTE NDIOLOFENE" whose name means "solidarity" is composed of six good and honest women who do commerce in a variety of goods. The women are here to request their first loan at the microfinance institution U-IMCEC in order to improve their small-scale commerce.

The president, Penda, is a 57-year-old woman who dyes cloth and sells the goods produced. She has ten years of experience in this domain. She is married and has five children, from 15 to 25 years old. She has no expenses, except for personal expenses. But even so, she works to improve her family's food situation. Penda's day starts at 8 AM and ends at 6 PM. She is requesting this loan in the amount of 350,000 francs to bolster her working capital. With the profits from her business, she would like to furnish her bedroom.
View original language description ↓
L e GPF JAPALANTE NDIOLOFENE dont le nom qu’elle ont donné au groupement signifie » la Solidarité » regroupe 6 braves femmes qui font du commerce de divers produits. Elles sont venu solliciter leur 1er crédit à l’IMCEC afin d’améliorer leur activité de petit commerce.
La présidente, PENDA est une dame de 57 ans qui fait de la teinture et la vente de produits de teinture. Elle a une expérience de 10 ans dans ce domaine. Elle est mariée et a 5 enfants qui ont entre 25 et 15 ans. Elle n’a pas de charges sinon personnelles, mais travaille quand même pour améliorer les conditions alimentaires sa famille.PENDA commence sa journée à 8h pour descendre à 18h. Elle sollicite ce prêt d’un montant de 350 000F pour renforcer son fond de commerce.
Avec les bénéfices de son activité, elle aimerait équiper sa chambre à coucher

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 25
    View loans »
    Senegal Loans Fundraising
  • $14,758,125
    Funds lent in using Kiva
  • 495.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Japalante Ndiolofene Group's $725 loan helped a member to purchase damask fabrics and products for making and selling dyed cloth.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 17, 2013
Currency Exchange Loss:
Dec 19, 2013