A loan of $725 helped to construct a zero-grazing unit.

Dennis's story

Dennis lives in the Litein area of Kenya. He has no children and has been involved in agriculture for 6 years. His primary income sources are milk and tea.

He stated that to him, harvesting is most enjoyable about farming. His biggest challenge is insufficient funds. Animals on the farm have been given the name of Lelkina.

When Dennis was asked why he chose Juhudi Kilimo for this loan, he replied that it was because of fast loan processing. He was also asked what was learned during Juhudi's required micro-finance training session, to which he responded, 'It gives dairy loans.'

His highest monthly expense is family expenses. When asked how this loan would benefit his family Dennis replied that the family income will increase.

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Dennis owns a cow and a bicycle but does not own pigs, poultry, a pump, motorcycle or automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has a mosquito net in the household but does not have electricity, solar power, running water, sewing machine, TV or DVD.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details