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Qristine is from the Verishen village where she lives with her husband, parents-in-law and two little children.

The whole family is engaged in agriculture. Specifically, they breed cattle (pigs, cows and calves) and cultivate potatoes. The family sells the gathered milk and meat that is produced. Agriculture is the sole financial source for this family. That's why it is very important for them to work hard and cover their basic costs and needs.

By requesting this loan from SEF International, Qristine wants to improve her family's livestock supply with a cow and pig. The loan is very important for Qristine, as with the help of it, she will be able to increase profits from farming and ensure a better life for the whole family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $16,809,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Qristine to buy a cow and pig.
90% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 28, 2013
Currency Exchange Loss: