A loan of $175 helped to process more mobile phone credit sales and bill payment transactions.


Jaya's story

Jaya lives in Bogor, a semi-urban area about an hour from Jakarta. Jaya is married and lives with four persons in the family home.

Jaya runs a small stall that sells mobile phone airtime credits. Jaya began working with Ruma 3 1/2 months ago because he wanted to try the mobile air time business. He feels really excited to expand his business in selling mobile phone airtime credits and serving bill payments.

For the last three months, he has made around $30 to $35 in sales on average (just mobile phone airtime credit sales). As the business runs, he hopes to get a Kiva loan as working capital loan in order to do more transactions on weekends.



Loan details


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Loan details