A loan of $425 helped to process more mobile phone credit sales and bill payment transactions.


Elfrida's story

Elfrida runs a small stall selling snacks and mobile phone airtime credits. She lives in Serang, a semi-urban area about two hours from Jakarta. Elfrida is married and lives with four people in the family home. Elfrida began working with Ruma two years ago, because she want to try a mobile airtime business. She feels really excited to expand her business selling mobile phone airtime credits and serving bill payments. For the last three months, she has had around $200 - $220 in sales on average (just mobile phone airtime credit sales). As the business runs, she hopes to get a Kiva loan as working capital in order to do more transactions on weekends.



Loan details


Lenders and lending teams



Loan details