Sigei chose Juhudi Kilimo for this loan because of the good training it offers. He will use the loan to purchase poultry.
As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Sigei owns a cow and poultry. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household mosquito nets but does not have electricity, solar power, running water, a sewing machine, a TV, nor a DVD.
Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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