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Ghazala is a 38-year-old woman. She lives in Rawalpindi, Pakistan. She is a responsible mother of two sons. She belongs to a very poor family. Her husband sales waste materials to the recycling factories, which is the only source of income for his family. He is a very hard-working person. He collects waste materials from door to door and sells them in the recycling factories. Her husband wants to open a shop for his work. However, due to lack of money, he finds this difficult. Therefore Ghazala has applied for a loan from Kiva's partner BRAC Pakistan to help her husband open a shop. Ghazala is very thankful to Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 98.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ghazala to open a shop to trade in recycling materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jun 27, 2013
Currency Exchange Loss:
May 17, 2014