A loan of $175 helped to process more mobile phone credit sales and bill payment transactions.


Endang's story

Endang runs a small stall which sells mobile phone airtime credits. Endang lives in Bogor, a semi-urban area about one hour from Jakarta. She is married and living with three persons in the family home.

Endang began working with Ruma one and a half months ago because she wanted to increase her income by selling mobile airtime. She feels really excited to expand her business in selling mobile phone airtime credits and servicing bill payments. For the last one and a half months, she has had around $30 - 35/day in sales on average (just mobile phone airtime credit sales).

As the business continues, she hopes to get a Kiva loan as working capital in order to do more transactions on weekends.



Loan details


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Loan details