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Tumusiime is a married man, age 41 years. He is a businessman involved in the buying and selling of a local brew commonly known as waragi. He has many customers for the commodity because it's easily affordable for the residents. He has been operating this business since 2002 and it is his major source of income for looking after the family.

He supplements his income by practicing agriculture, but on a smaller scale. Because of the smaller business he operates, the income generated is not sufficient enough to improve the living conditions of the family.

Currently, Tumusiime and his family are staying in a mud and wattle house which is not good for them. Tumusiime has now applied for a loan of UGX 2,000,000 (Two million shillings only) to complete the construction of his residential house so that their living conditions can be improved.

Tumusiime's dream is to complete this house and embark on expanding his business for good returns from it in the future. In the photo, Tumusiime is in front of the house under construction.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 239
    View loans »
    Uganda Loans Fundraising
  • $32,801,525
    Funds lent in using Kiva
  • 2,602.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Tumusiime to complete his residential house now under construction.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 8, 2013
Jun 27, 2013
Currency Exchange Loss:
Jun 17, 2014