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Angin and her family live in the city of Vanadzor, which is in the Lori area. A married mother of a son and a daughter, both married and living separately, Angin is 54 years old and has a vocational education; she graduated from Vanadzor Technical School's Department of Trading.

Nearly 10 years ago, Angin began her own shop selling food and household items including baked goods, sweets and candies, dairy products and eggs, sausages, canned goods, spices, juice, cigarettes, etc. Her husband is unemployed and helps her a great deal, since they obtain the needed products from Yerevan wholesale markets and sometimes from distributors of various companies.

Angin has decided to start selling souvenirs in her shop as well as renew her entire inventory, so she is requesting a loan of 900.000 Armenian drams for the purchases. She hopes for and awaits Kiva lenders' support and kindness.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Angin to buy souvenirs and renew her shop's inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 27, 2013
Currency Exchange Loss:
Dec 17, 2014