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Sinat's Group
In this Group: Sinat, Phoy, Thoeurn
An industrious mother of three children, Sinat is 47 years old and is a villager from the Sampov Meas district of Pursat Province, Cambodia.

She earns an income from growing rice on two hectares of farmland. She has been involved in this business for 20 years, and is able to earn up to 32,900 KHR per day.

Sinat is a fourth-cycle client of VisionFund (Kiva's partner); and she has fully repaid her past three loans already. Her previous loan has enabled her to support her business.

Sinat is the leader of her group. The group is requesting a loan of 4,000,000 KHR (in total). Sinat's loan portion will be 1,400,000 KHR, and she will use the loan to pay for plowing fees. She hopes that this will help her to increase her income, and enable her to grow her business greater than before,

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,087.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinat's Group's $1,000 loan helped a member to pay for plowing fees for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 27, 2013
Currency Exchange Loss:
Jun 17, 2014