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Update on Francis

Francis is 29 years old. He is married to Catherine, and they have two children. Francis runs a retail shop in Gichagi, on the outskirts of Kangemi. He has been in this business for one year now, and gets a monthly income of fifteen thousand shillings.

This will be Francis' second loan with KADET LTD and he plans to use the entire loan to add to his stock by buying more items such as sugar, cooking oil and rice. With these items, Francis will be able to expand his business. In the future he hopes to purchase a plot of land.

Previous Loan Details

Francis is 28 years old, married to Catherine and they have one child who is two years old. He has been running a retail shop for the past six months, earning an income of KES.10,000 a month. He was introduced to KADET LTD by a credit officer and this is his first loan from KADET LTD. He will ... More from Francis's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kenya

  • $1,800
    Average annual income
  • 408
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Francis to buy items such as sugar, cooking oil and rice for his store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 27, 2013
Currency Exchange Loss:
Apr 16, 2014