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Juan José
Juan is a small coffee grower who is part of the business platforms promoted by Asociación Pueblos en Acción Comunitaria (PAC) and part of the Fair Commerce certification process as well that this association promotes among producers that it supports with financial services and business development. Juan grows coffee, cocoa beans and malanga coco [tuber similar to a yam in appearance and a potato in flavor] on his farm; he does these activities with help from his wife and five children. He also generates two job opportunities in his community on average.

He relates that one of the activities he likes best is cutting the coffee because he feels that he’s harvesting the fruits of his labor. For this cycle, he needs to have resources available to guarantee the care of his coffee plants. Because of this, he’s decided to request this loan to buy part of the supplies he needs to provide coffee crop maintenance. His goal is to increase crop yields and quality of his plants and in the medium run increase the area planted with coffee.
View original language description ↓
Juan es un pequeño productor de café integrado a las plataformas de negocios promovidas por la Asociación Pueblos en Acción Comunitaria (PAC), y por tanto al proceso de certificación Comercio Justo que promueve esta asociación entre el grupo de productores que apoya con servicios financieros y de desarrollo empresarial. En su finca, Dn. Juan cultiva café, cacao y malanga coco, estas actividades las realiza con el apoyo de su esposa y sus 5 hijos. Además, genera en promedio 2 empleos en su comunidad.
El cuenta que una de las actividades que más le gusta hacer es cortar el café porque siente que está cosechando el trabajo que realiza en este cultivo. Para este ciclo, él necesita contar con recursos para garantizar el mantenimiento de su plantación de café, por lo tanto ha decidido solicitar este crédito para comprar parte de los insumos del mantenimiento de su cafetal. Su meta es incrementar el rendimiento y calidad de sus plantaciones y en un mediano plazo aumentar su área de café.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Juan José to buy supplies to apply to his coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 27, 2013
Jun 24, 2013
Currency Exchange Loss:
Mar 17, 2014