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Cardona Group
In this Group: Isidro , Santiago , Miguel Angel Fabian , Hilario , Santiago
Isidro is in a common law relationship with his wife. He’s 31-years-old and completed four years of primary education. At the moment he only has one son. He works in agriculture, specifically growing corn and beans. He acquired the experience helping his father who has always worked the land. To date, he has been working independently for ten years.

He decides to form a group to request a loan to buy fertilizer and insecticide for his corn and bean crops. In future, he hopes to plant more cord of corn and beans and he’ll do so if the loan is granted. The other group members work the land too.
View original language description ↓
El señor Isidro esta unido de hecho con su señora esposa, cuenta con 31 años de edad, curso 4 años de educación primaria, por el momento solo tiene 1 hijo, él se dedica a actividades agrícolas, específicamente siembra maíz y frijol, obtuvo la experiencia ayundando a su padre que desde siempre se ha dedicado a cuiltivar la tierra, y hasta el momento lleva 10 años trabajando independiente.

El decide formar un grupo para poder solicitar un préstamo que le servirá para la compra de fertilizante e incecticidas para su cosecha de maíz y frijol, en el futuro tiene la esperanza de sembrar mas cuerdas de maíz y frijol y esto lo logrará si le conceden el préstamo; los demás integrantes del grupo se dedican a cultivar la tierra.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 112
    View loans »
    Guatemala Loans Fundraising
  • $11,638,450
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD