Emma is 43 years old and lives in West Point, one of the most populated and well-known markets in Montserrado County. She was unable to attend school, but she says she is good at managing business. She is single, and has four children between ages 21 and eight. Three of them are in school and live at home.
For the past fifteen years, Emma has been selling charcoal from a small shop in the local market. She has lot of customers and makes a profit. She is requesting a loan to purchase more charcoal for her business.
She hopes to improve her business, and to send her children to become educated.