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Maro is a teacher with many years of experience teaching at the local school. She lives in Isahakyan village, which is located in one of the biggest regions of Armenia: Shirak.

Maro lives with her husband (in the photo), 7-years-old daughter (in the photo) and her in-laws.

The whole family is involved in agriculture. They are running a farm which currently includes 50 chickens, 3 goats, 12 cows and 10 calves. They also own a plot of agricultural land where potatoes, barley and wheat are cultivated. Maro and her mother-in-law milk cows and make cheese and other dairy products from it. The men gather the harvest and sell it in the local markets. Over the years, this family's products have become popular and now they have their loyal buyers who prefer to buy agricultural products only from them.

By requesting this loan, Maro wants to purchase forage for feeding the livestock, seeds for cultivation and fuel for taking the gathered products to the market. The loan is very important for this hardworking farmer's family, who do their best to improve their living.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Maro to pay for forage, seeds and fuel.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 4, 2013
Jun 26, 2013
Currency Exchange Loss:
Jul 17, 2015