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Ramata's Group
In this Group: Ramata, Moumina, Godel, Ndeye Fatou, Aïssata, Adama, Diarry, Khady, Aminta*, Ouleye, Seynabou, Khady, Aminata, Coumba*, Fatel, Diarra*, Fatou, Mariama Polel, Bineta, Awa, Salla, Awa, Issa, Dieynaba*
* not pictured
The 'banc villageois' has existed since April 7, 2011. And this group "PC2" comprises 24 women who are related and living in the same village. Their main work involves commerce and fattening sheep.

Ms. Ramata, the group's representative, is 35 years old, unmarried, and without children. She has been active in the small-scale commerce of cosmetic products with two years of experience. She is the one in the photo standing at the right and dressed in blue. Her arms are folded behind her back.

She sells perfumes, lotions, and body creams in her district by going door to door.

Her loan will be used to purchase some cosmetics valued at 150,000 francs. She is not the only one with a business like this, but she hopes to make much more income.

Her profits will enable her to purchase two rams for fattening.
View original language description ↓
Le Banc Villageois existe depuis le 7 avril 2011, ce groupe PC2 est constitué de vingt quatre femmes qui sont parentes et habitent le même village; elles ont comme activités principales le commerce et l'embouche ovine.

Madame Ramata la représentante, est âgée de 35 ans, elle est célibataire sans enfant; elle s'active dans le petit commerce de produits cosmétiques;elle a une expérience de 2 ans; elle fait aussi de l'embouche ovine.Elle est debout à droite vêtue en bleu et a plié son bras dans son dos.

Elle vend des parfums, lait, crème de corps dans son quartier en faisant du porte à porte.

Son prêt lui servira à acheter des produits cosmétiques d'une valeur de 150000 F.Elle n'est pas la seule à mener cette activité mais elle espère se faire beaucoup de revenus.

Ses bénéfices lui ont permit d'acheter 2 béliers pour faire de l'embouche ovine.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 4
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 494.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramata's Group's $3,400 loan helped a member to purchase cosmetic products to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2013
Jun 24, 2013
Currency Exchange Loss:
Jan 17, 2014