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Oun is thirty-four years old, and a married woman of three children that live with her in a small home in Kompong Cham province. Oun is a farmer, which is why she owns a few pieces of land where she and her husband help each other by sowing rice for nourishing the family and for sale. She focuses more on his crops, because it is the sole source of her family income. Her business location is very well-suited to rice, cassava, other seasonal crops, and that’s why she always tries to keep her land fertile and her crops in good condition.

Oun has been working in this occupation for almost 20 years. This is her third HKL loan and first Kiva loan, which she will use to buy extra farmland to increase her annual rice production. She is very delighted and grateful for the financial support she receives to keep her business growing.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 176
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,087.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Oun to buy extra farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 25, 2013
Currency Exchange Loss:
Dec 17, 2014