Marina is 32 years old and married. She has five children. She wants to start a small business in her community, making and selling German buns, twisties, soft drinks, and other items. To do this she needs a loan, which she will use to buy flour, soft drinks, twisties and sugar. In the future, Marina hopes to extend and improve her business. She joined SPBD to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.