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Ari hopes to be a student of engineering science in shipping at Nusantara Maritim Academy. Ari lives in a small village, to the west of the town of Cilacap, Jeruklegi village. To reach the campus, he has to take a 1-hour trip by motorcycle. He hopes to complete the program of study, but he has concerns about the cost of these studies.

Ari's parents work as farmers whose income is not fixed and can only meet the needs of day-to-day living, so the difficulty is to finance his studies. Ari wants work on a ship as a ship 'tekniksi' professional. He also did not want to bother his parents, because his parents have to pay for his sister's schooling.

Ari wants to get a loan from Kiva to help pay for college expenses, so that he could complete his studies, get a job faster and his parents can be helped with their economic situation.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 65
    View loans »
    Indonesia Loans Fundraising
  • $6,300,575
    Funds lent in using Kiva
  • 9,904.8
    Indonesia Rupiahs (IDR) = $1 USD