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Nicolas is 48 years old and has worked as a farmer for 25 years. The main crop that he plants is vegetables. He sells his products in the markets close to his home. He is a responsible, hard-working, and honest man. He lives in a home he owns with his wife and 16 year old son. With the income he earns from his sales, he is able to meet his household expenses.

Nicolas is requesting this loan to purchase manure, seeds, fertilizer, herbicide, and tools to continue with his crops and to be able to give his family a more stable financial situation.
View original language description ↓
Don nicolas de 48 años de edad se dedica a la agricultura desde hace 25 años su principal siembra es la cosecha de hortalizas vende sus productos en los mercados que están cerca de su lugar de residencia, es un hombre responsable, trabajador y honesto, vive en casa propia con su esposa y su hijo de 16 años de edad, con las ganancias que obtiene de sus ventas logra cubrir algunos gastos de su hogar, don nicolas esta solicitando un crédito para comprar abonos, semillas, fertilizantes, herbicidas, herramientas, etc. para seguir con sus cosechas y poderle dar a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Nicolas to purchase manure, seeds, fertilizer, herbicide, and tools.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Jun 12, 2013
Jun 23, 2013
Currency Exchange Loss:
Nov 17, 2013