Funded

Total loan: $675
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Javier Libardo

Ecuador
Santo Domingo, Ecuador / Home Products Sales

A loan of $675 helped to buy home goods and expand his distribution area.


Javier Libardo's story

Javier, 35, is married to Jenny, who is the same age. She is responsible for the household duties. Javier is a salesman who has performed very well in his job, despite having only a secondary school education. He has one son who is not studying yet and is under the care of his mother, Jenny. This man works very hard to provide for his family, although his health is constantly deteriorating.

He currently lives in Parroquia de Río Verde, a historic area of Santo Domingo, the capital of the province of Santo Domingo de los Tsáchilas. This province of Ecuador has experienced sustained high growth during the past several years. The capital city's delicious fruits and local gastronomy are its most attractive and appealing offers. It also has a significant trade presence, as it has become an onshore "port" between the country's Sierra and Costa regions. It also has several tourist attractions which, along with the temperate climate, are very popular among domestic and foreign tourists. Therefore, the majority of inhabitants have started up some kind of business activity or work in services for inhabitants and tourists.

For three years, Javier has worked in sales, selling home goods such as tubs, blankets, carpets, toasters, etc. He sells these products as a traveling salesman. He learned about the business from a friend, and he invests at least 8 hours per day in his business during the work week. Currently, his main goal is expanding his business to new areas of the province. Therefore, he needs to buy new products, which is why he has applied for a loan which will allow him to expand his business. He will then be able to achieve his dream of establishing a business property where his clients can visit him and find everything they need. He will also be able to spend more time with his family and his health will improve. Javier found meaningful support in Fundación Alternativa, because he was not accepted for a loan in any other place. At Fundación Alternativa, this was possible thanks to Kiva.

Translator profile picture

Translated from Spanish by Kiva volunteer Amy Volz



Loan details

Loan length:

9 months
Disbursed date: May 29, 2013
Facilitated by Field Partner: Fundacion Alternativa

Lenders and lending teams



Loan details

Loan length:

9 months
Disbursed date: May 29, 2013
Facilitated by Field Partner: Fundacion Alternativa